TallyVEHICLE
VEHICLE
18 / 19PROVINCE / VEHICLEQuébec (GST+QST 14.975%)
Sales tax of 14.975% applies — charged up front on a loan, on each payment on a lease. Rates follow the 2026 CRA GST/HST table plus provincial PST/RST/QST.
LOAN TERMS
LOAN RATE (APR)6.99%
LOAN TERM60 mo
LEASE TERMS
LEASE RATE (APR)5.99%
LEASE TERM48 mo
RESIDUAL VALUE50% of MSRP
SIDE-BY-SIDE READOUT
LOAN / MONTH
$925.26
LEASE / MONTH
$598.53
SALES TAX (UPFRONT, LOAN)
$6,739
TAX PER LEASE PAYMENT
$77.96
AMOUNT FINANCED
$46,739
NET CAPITALIZED COST
$40,000
LOAN TOTAL INTEREST
$8,777
LEASE FINANCE CHARGES
$7,488
LOAN TOTAL COST
$60,516
LEASE COST OF TERM
$33,729
LEASE-THEN-BUY-OUT
$59,599
Residual of $22,500 plus tax = $25,869 buyout after 48 months. Buying outright with the loan costs $60,516 — leasing then buying costs $917 less overall.
LOAN BALANCE OVER TIME0 → 60 MO
STARTPAID OFF
EXPORT
EXPORTS EVERY INPUT, RESULT AND YEAR-BY-YEAR FIGURE FROM THIS CALCULATION.